Causes of Water Damage
Water damage can occur due to:
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- Burst pipes: Pipes can break due to freezing, corrosion, or improper installation.
- Leaks: Leaks from faucets, appliances, or roofs can cause gradual water damage.
- Flooding: Heavy rainfall, snowmelt, or storms can lead to flooding, causing significant water damage.
- Groundwater: High water tables or poor drainage can result in water seeping into buildings.
Types of Water Damage
Water damage is classified into three categories:
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- Category 1: Clean water, such as from a broken pipe or overflowing sink.
- Category 2: Gray water, which contains contaminants like soap or cleaning agents.
- Category 3: Black water, which is contaminated with sewage, bacteria, or other hazardous substances.
Legal Definition of Water Damage
The legal definition of water damage varies by jurisdiction but generally refers to:
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- Damage to property caused by the accumulation or penetration of water from any source.
- Damage that affects the habitability or structural integrity of a building.